Let history give you perspective. Since 1980 every year has a point where the market retracts, but in almost every year, the market ends the year positive and not once at the low point. (4827441)

What can plan sponsors learn from The Principal Groups new survey, plan features, and new ideas

High Level: get a basic understanding of where your money is if youre defaulted into an investment by your 401k.

Good and Bad Markets are part of investing, get used to that and use it to your advantage. There will always be periods of expansion and periods of contraction, is just the "Natural Market Cycle". Interesting Fact: this video was published just one month before the onset of the Covid Crisis and the volatility of 2020.

What is Concise Advice and Why is there a need?

Investor attitides can change quickly. Diversified funds have underperormed a focused index invetment in recent years. But that changed in 2020 with the Covid Scare and asset allocation paid off once again. As markets rise, invstors get the feeling thier missing out, but then can be caught off guard when the cycle changes. Don't let your emotions get the best of you.

What is the auto enrollment trap? Many of us are now auto-enrolled in our 401ks - should we just stop there?