Wether you made an investment choice in your 401k or not, you most likely have money invested in a Target-Date Fund. These popluar investment choices, built to be a "one-stop shop" for investors, have gained so much popularity that they now represent most dollars that deposit into American's 401k accounts.

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In this section, we discuss the pros and cons of target date investing, we explain why this was your default choice and we discuss who is a good candidate these products

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For plan sponsors, we cover more complex subjects like structure, fund design and cost.